Loan Products
Flexible personal loans from INR 3,000 to INR 120,000 with transparent fees and quick disbursement.
Product Overview
PocketRupee offers flexible loan amounts and tenures to support a variety of financial needs such as travel, shopping, medical emergencies, and business cash flow requirements.
- Loan amount: INR 3,000 – INR 120,000
- Loan tenure: 91 days – 180 days
Fees and Charges
Maximum APR
Not exceeding 35% per year (Daily rate ≈ 0.96%)
Processing Fee
Based on the loan amount and tenure
GST
18% GST is applicable on the processing fee as per Indian laws and policies
Calculation Example
See how your loan repayment is calculated with this sample:
Loan Amount
INR 10,000
Loan Tenure
120 days
Annual Interest Rate
25%
Total Interest Payable
INR 10,000 × 25% ÷ 12 × 6 = INR 1,250
Processing Fee (4%)
INR 10,000 × 4% = INR 400
GST on Processing Fee
INR 400 × 18% = INR 72
Total Repayment Amount
INR 11,722